Medicare Deductible / Coinsurance Look-Up
Medicare beneficiaries who receive covered Part A services may be responsible for an inpatient hospital deductible and coinsurance for more than 60 days during a spell of illness. Most covered Part B services are subject to an annual deductible and coinsurance.
Select a year from the drop- down menu below to access deductible and coinsurance amounts for that Calendar Year.
Select the Year:
2023 Part A Hospital Insurance (HI)
- Deductible: $1,600
- Coinsurance:
- $400 a day for days 61 – 90
- $800 a day for days 91 – 150 (lifetime reserve days)
- $200 a day for days 21 – 100 (in a Skilled Nursing Facility)
2023 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $226 a year
- Coinsurance: 20 percent
Reference: MM12903 – Update to Medicare Deductible, Coinsurance and Premium Rates for Calendar Year (CY) 2023
2022 Part A Hospital Insurance (HI)
- Deductible: $1,556.00
- Coinsurance:
- $389.00 a day for 61st – 90th day
- $778.00 a day for 91st – 150th day (lifetime reserve days)
- $194.50 a day for 21st – 100th day (Skilled Nursing Facility (SNF) coinsurance)
2022 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $233.00 a year
- Coinsurance: 20 percent
Reference: MM12507 – Update to Medicare Deductible, Coinsurance and Premium Rates for Calendar Year (CY) 2022
2021 Part A Hospital Insurance (HI)
- Deductible: $1,484.00
- Coinsurance:
- $371.00 a day for 61st – 90th day
- $742.00 a day for 91st – 150th day (lifetime reserve days)
- $185.50 a day for 21st – 100th day (Skilled Nursing Facility coinsurance)
2021 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $203.00 a year
- Coinsurance: 20 percent
Reference: MM12021 – Update to Medicare Deductible, Coinsurance and Premium Rates for Calendar Year (CY) 2021
2020 Part A Hospital Insurance (HI)
- Deductible: $1,408.00
- Coinsurance
- $352.00 a day for 61st – 90th day
- $704.00 a day for 91st – 150th day (lifetime reserve days)
- $176.00 a day for 21st – 100th day (Skilled Nursing Facility coinsurance)
2020 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $198.00 a year
- Coinsurance: 20 percent
Reference: MM11542: Update to Medicare Deductible, Coinsurance and Premium Rates for Calendar Year (CY) 2020
2019 Part A Hospital Insurance (HI)
- Deductible: $1,364.00
- Coinsurance
- $341.00 a day for 61st – 90th day
- $682.00 a day for 91st – 150th day (lifetime reserve days)
- $170.50 a day for 21st – 100th day (Skilled Nursing Facility coinsurance)
2019 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $185.00 a year
- Coinsurance: 20 percent
Reference: MM11025: Update to Medicare Deductible, Coinsurance and Premium Rates for 2019
2018 Part A Hospital Insurance (HI)
- Deductible: $1,340.00
- Coinsurance
- $335.00 a day for 61st – 90th day
- $670.00 a day for 91st – 150th day (lifetime reserve days)
- $167.50 a day for 21st – 100th day (Skilled Nursing Facility coinsurance)
2018 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $183.00 a year
- Coinsurance: 20 percent
Reference: MM10405: Update to Medicare Deductible, Coinsurance and Premium Rates for 2018
2017 Part A Hospital Insurance (HI)
- Deductible: $1,316.00
- Coinsurance
- $329.00 a day for 61st – 90th day
- $658.00 a day for 91st – 150th day (lifetime reserve days)
- $164.50 a day for 21st – 100th day (Skilled Nursing Facility coinsurance)
2017 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $183.00 a year
- Coinsurance: 20 percent
Reference: MM9902: Update to Medicare Deductible, Coinsurance and Premium Rates for 2017
2016 Part A Hospital Insurance (HI)
- Deductible: $1,288.00
- Coinsurance
- $322.00 a day for 61st – 90th day
- $644.00 a day for 91st – 150th day (lifetime reserve days)
- $161.00 a day for 21st – 100th day (Skilled Nursing Facility coinsurance)
2016 Part B – Supplementary Medical Insurance (SMI)
- Deductible: $166.00 a year
- Coinsurance: 20 percent
Reference: MM9410: Update to Medicare Deductible, Coinsurance and Premium Rates for 2016